About MyDCACalc

MyDCACalc is a free, no-nonsense dollar-cost averaging calculator built for everyday investors in stocks and crypto. No sign-up required. No data collected. Just the math.

Dollar-cost averaging is one of the most reliable long-term investment strategies available to individual investors — yet most DCA calculators out there are either ugly, limited to one asset class, or buried inside platforms trying to sell you something. We built MyDCACalc to be the tool we wished existed.

What you can do here

Use the forward projection mode to model what your portfolio could look like over time given a consistent investment schedule. Use the historical backtest mode to see how a DCA strategy would have performed against real historical averages for the S&P 500, Nasdaq, and Bitcoin.

Both stocks and crypto are supported in a single tool — because most real investors hold both.

MyDCACalc is for informational purposes only and does not constitute financial advice. All projections are illustrative estimates based on simplified compound growth models. Past performance does not guarantee future results.

Who built this

MyDCACalc was built by Rich Nashawaty, an SEO consultant and AI automation specialist based in Boston, MA with 20 years of experience across freelance, agency, and enterprise organizations. He builds tools and automation systems as part of his broader work helping businesses grow through search and AI.

Meet the authors

The guides on MyDCACalc are written by two contributors with distinct areas of focus.

James Colter
James Colter
Long-term Investor & Personal Finance Writer

Covers DCA, compound interest, index fund investing, and the behavioral side of long-term wealth building.

Sara Kline
Sara Kline
Active Trader & Risk Management Specialist

Covers position sizing, stop loss strategy, risk/reward ratios, and the mechanics of trading stocks and crypto.

Contact

Questions, feedback, or suggestions? Reach us at hello@mydcacalc.com